Family members who take primary responsibility for the Care of the aging adult often find very quickly they are overwhelmed. Not only by the ever increasing needs of their parent but by the challenge of finding appropriate and affordable support services when they need them.
There are basically two tiers of services for older adults. Private Pay and Medicaid.
At this time Medicaid offers very little financial help for older adults living in their own home or in a community setting: assisted living, adult foster care..
I will address help for low income individuals in a future blog posting.
The Truth about Aging in Place
Most of us prefer to imagine that we will manage to stay in our own homes through the end of our lives. The truth is that unless we are independently wealthy, extraordinarily healthy and content to spend many hours alone. Living on our own may become financially unfeasible, medically unadvisable and socially undesirable.
Additionally, responsible parties must manage two households in addition to arranging support services.
Assisted Living Facilities are often unlicensed settings. There are no regulations to assure that the occupants are being overseen in their daily activities The are considered independent, living in an apartments with some extra services, Meals, Housekeeping, Laundry and such may be included. But personal care and supervision are generally not.
Of course it can be arranged (purchased). Generally their is an agency in house that can be contracted to dispense medication, assist with bathing, dressing, grooming etc..
Rent for these places are quite high add the cost of daily care and the arrangement quickly becomes unsustainable.
While an assisted living apartment may be ideal for a time, it may be necessary to move your loved one into a setting that includes personal care in the future.
Large Corporate Facilities They seem to be popping up everywhere. Beautiful buildings and grounds. Housing a hundred or more older adults in one place. Many offer private rooms with private bathrooms. They boast many amenities. Gyms, art rooms, libraries gardens and the like. The price for the facilities is jaw dropping. $3000-$4500 per month.
The average retiree is forced to liquidate their assets in order to afford this type of arrangement.. If they outlive their cash they will need to move out into a care facility that falls within their monthly income.
Community Homes- Adult Foster Care Foster care homes are licensed and regulated by the state to provide room and board, laundry, housekeeping, medication management. They also provide supervision and assistance with daily activities. Private Pay Rates in Lapeer County range from $1300-$3000.
Here is a link to a searchable map for adult foster care homes in your area.
Each home's page will provide you with basic information and help you narrow your search. Number of Beds, Special Population (Aged, Developmental Disability, Mentally Ill). And at the bottom Special Investigations resulting in Substantiated Complaints.
When Shopping for the right home for your loved one bear in mind that each move will result in some degree of trauma for them. It is hard to adjust to a new environment for any of us. But for the elderly it is especially difficult. Transfers can have serious repercussions for the adult's physical and mental health. Keep moves to a minimum, hopefully only once.